The best PEP and sanctions screening software for fintech

It checks the people and businesses you deal with against government sanctions lists and databases of politically exposed persons. Sanctions hits are a hard stop, since transacting with a designated party is illegal. PEP hits are not a block, they are a signal to apply enhanced due diligence.

OFAC, the UN consolidated list, EU and UK HMT lists, regional and national lists, and a global PEP database that covers senior officials, their close associates, and family members. Lists refresh continuously rather than on a nightly batch.

Every match gets a score built from name similarity, date of birth, nationality, and verified identity data from KYC. Weak matches are filtered before they reach the queue, and names your team has already cleared stay cleared on future screens.

Yes. You can screen at onboarding, at each transaction, and on a schedule against your whole book. Payment time screening returns a decision in under 200 milliseconds, so it runs inside the payment flow rather than after it.

Fraudspect rescreens your existing customers against every list update and raises a case when someone matches a new designation. You get the alert when the list changes, not at your next review cycle.