Flexible API
Seamless Integration
Competitive Pricing
The best KYC and KYB verification software for fintech
Onboard a person or a company through the same platform, with the same audit trail.
Fraudspect checks individual identities and business records in one place, so your team stops running two onboarding processes with two vendors.
Transaction Monitoring Features
Transaction Monitoring
Score every payment as it happens and catch structuring, mule accounts, and velocity abuse before settlement. Rules and machine learning run side by side, so your analysts see why an alert fired.
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PEP and Sanction Screening
Check senders and beneficiaries against global sanctions and politically exposed persons lists at the moment of payment, not the next morning.
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AML Compliance
Automate anti-money laundering checks, build your case files, and file suspicious transaction reports without stitching together spreadsheets.
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ID Liveness
Confirm the person opening the wallet is real and present, which cuts down on synthetic accounts that later show up as mule traffic.
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KYC Verification
Verify new customers in seconds and feed that identity data straight into your monitoring rules, so risk scoring starts on day one.
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Adverse Media Screening
Track negative news on customers and counterparties, and surface reputational risk before a regulator or a journalist does.
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Risk intelligence
Verifying a person is one identity check. Verifying a company is a structure. You need the registration record, the directors, the ownership chain, and the human beings at the end of it, and each of those needs screening in its own right. Shell companies are built to make that chain expensive to follow.
Fraudspect pulls the company record, maps the ownership down to the beneficial owners, and screens every person and entity it finds along the way. Directors go through the same identity and liveness checks as any individual customer. When ownership sits behind another company, the check keeps going rather than stopping at the first layer.
Most straightforward business signups clear without a manual review. The ones that do not come to your team with the structure already mapped and the gaps marked.
A single platform for mastering risk across all channels, geographies, and payment types.
Single risk view
Faster investigations
Scales with growth
Built for compliance
1M+
Transactions Screened
98.4%
Detection Accuracy
<200ms
Average Decision Time
200+
Countries Covered
Every Fraudspect solution is powered by a shared intelligence layer, so signals from one module strengthen detection across all others. A sanctioned beneficial owner blocks the business account. A verified identity sharpens every screening match that follows. One API, one dashboard, one audit trail.
Explore the PlatformCLIENT REVIEWS
Compliance officers, risk managers, and fraud analysts from leading institutions share how Fraudspect changed the way they work.
Frequently Asked
Questions
KYC verifies an individual customer. KYB verifies a business customer, which means checking the company registration, its directors, and the people who ultimately own or control it. A fintech serving both consumers and merchants needs both, and regulators expect the same standard of evidence from each.
It retrieves the company record from official registries, confirms the registration details and status, maps the ownership structure, identifies the beneficial owners, and screens every entity and person found against sanctions, PEP, and adverse media sources.
A beneficial owner is the real person who ultimately owns or controls a company, usually above a set ownership percentage. Criminals hide behind corporate layers precisely because it obscures who benefits, so identifying the person at the end of the chain is the point of the check.
Most straightforward companies clear in minutes. Complex structures with multiple corporate layers or registries that do not publish machine-readable data take longer, and those cases route to your team with the work already partly done.
Registry coverage and data quality vary by jurisdiction, so tell us which markets you onboard from, and we will confirm what is available for each. Individual identity verification covers more than 200 countries.
See how Fraudspect verifies identities, company records, and beneficial owners in one platform with a single audit trail.
Solutions
Transactions MonitoringPEP & Sanction ScreeningAML ComplianceID LivenessKYC VerificationAdverse Media ScreeningGet tips, resources, and updates from our financial experts.
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